Your family's hisaab, in one place.

FinNest works out the money questions every Indian household has: EMIs, tax regimes, school fees, retirement, scams. It answers in plain words and real numbers, and nothing you type leaves your phone.

Open the web app Get it on Android

Free. No sign-up. No ads.

Home loan at 8.5%

Loan ₹50 lakh Years 20

EMI ₹43,391

Interest ₹54.1 lakh

₹5k extra saves ₹13.9 lakh

Questions FinNest answers

Each one opens the tool that works it out with your own numbers.

The question	Where to look
How can I save more from my salary?	Salary allocation
How can I reduce my home-loan interest?	Loan prepayment
Which expenses can I cut without changing how we live?	Save ₹5,000 challenge
Old or new tax regime this year?	Tax-saving finder
How do I improve my credit profile?	Credit health plan
How much emergency money do we need?	Emergency fund
What will my child's college cost in 12 years?	Child education
What should I check before buying a house or car?	Buying checklist
Someone asked for my UPI PIN. What now?	Safety centre
Can I retire at 50?	Early retirement test
Which money mistakes should I avoid at my age?	Mistake checker

There are 67 calculators, 11 planners, over 100 tips and 16 short lessons in all.

Inside the app

Money insights screen listing suggestions about emergency savings and tax planning — Suggestions from your own numbers, each showing the rule behind it.

Loan freedom planner showing debt balance, debt-free date and interest saved — All your loans in one plan, with a debt-free date.

Safety centre with emergency steps for fraud and the 1930 helpline — What to do in the first hour after a scam.

Your numbers stay with you

No account needed: Every calculator and planner works without signing in.
Stored on your phone: What you save lives on your device. FinNest has no server that receives it.
Backups only you can open: Optional backup to your own Google Drive, locked with a password you choose (AES-256).
One permission: The Android app asks only for internet access. No contacts, SMS, location or camera.
No ads, no tracking: No analytics or advertising code, in the app or on this site.
Screens stay private: The app blocks screenshots and recent-apps previews of your figures.

Lost money to a scam?

Call 1930 now, or report at cybercrime.gov.in. Then call your bank to block cards and UPI. The faster you report, the better the chance of freezing the money.

Get FinNest

In your browser, now

Works on any phone or computer. Add it to your home screen from the browser menu.

Open the web app

Android app

Coming to Google Play and Indus App Store. Same features, plus blocked screenshots and offline use.

Google Play: coming soonIndus App Store: coming soon